Side-by-side · Q2 2026 data
Fairwinds Credit Union vs Addition Financial Credit Union
Metric by metric
| Measure | Fairwinds Credit Union | Addition Financial Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 61 |
| Capital cushion | 62 (stronger) | 50 |
| Loan quality | 85 (stronger) | 53 |
| Earnings | 51 (stronger) | 48 |
| Funding & liquidity | 89 | 98 (stronger) |
| Problem-loan coverage | 94 (stronger) | 84 |
| Peer percentile | 70th | 27th |
| Total assets | $5.3B | $3.8B |
| Deposits / shares | $4.8B | $3.4B |
| Capital ratio | 11.17% (stronger) | 9.98% |
| Problem loans | 0.46% (stronger) | 1.40% |
| Net charge-offs | 0.18% (stronger) | 1.27% |
| Return on assets | 0.77% (stronger) | 0.70% |
| Loans ÷ deposits | 71.6% | 62.3% (stronger) |
| Uninsured deposits | 9.0% | 5.3% (stronger) |
| Offices | 28 | 36 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 38.6% | — |
Fairwinds Credit Union has the higher TellerScore (73 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Fairwinds Credit Union leads on 5 and Addition Financial Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.