Side-by-side · Q2 2026 data
Fairwinds Credit Union vs Midflorida Credit Union
Metric by metric
| Measure | Fairwinds Credit Union | Midflorida Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 72 |
| Capital cushion | 62 (stronger) | 57 |
| Loan quality | 85 | 85 |
| Earnings | 51 | 71 (stronger) |
| Funding & liquidity | 89 (stronger) | 69 |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 70th | 66th |
| Total assets | $5.3B | $9.8B |
| Deposits / shares | $4.8B | $8.6B |
| Capital ratio | 11.17% (stronger) | 10.69% |
| Problem loans | 0.46% (stronger) | 0.46% |
| Net charge-offs | 0.18% (stronger) | 0.42% |
| Return on assets | 0.77% | 1.27% (stronger) |
| Loans ÷ deposits | 71.6% (stronger) | 90.9% |
| Uninsured deposits | 9.0% (stronger) | 13.2% |
| Offices | 28 | 66 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 38.6% | — |
Fairwinds Credit Union has the higher TellerScore (73 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Fairwinds Credit Union leads on 6 and Midflorida Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.