Side-by-side · Q2 2026 data
Faith Connection Federal Credit Union vs Southern Pine Credit Union
Credit union
Faith Connection Federal Credit Union
Marietta, Georgia · Under $100 million in assets
Metric by metric
| Measure | Faith Connection Federal Credit Union | Southern Pine Credit Union |
|---|---|---|
| TellerScore | 55 | 82 (stronger) |
| Capital cushion | 53 | 100 (stronger) |
| Loan quality | 56 | 74 (stronger) |
| Earnings | 12 | 58 (stronger) |
| Funding & liquidity | 93 (stronger) | 83 |
| Problem-loan coverage | 85 | 96 (stronger) |
| Peer percentile | 15th | 70th |
| Total assets | $32.4M | $27.6M |
| Deposits / shares | $28.8M | $20.9M |
| Capital ratio | 10.32% | 23.71% (stronger) |
| Problem loans | 1.31% | 0.79% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | -0.19% | 0.95% (stronger) |
| Loans ÷ deposits | 66.9% (stronger) | 77.0% |
| Uninsured deposits | 2.6% | 0.1% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Southern Pine Credit Union has the higher TellerScore (82 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Faith Connection Federal Credit Union leads on 1 and Southern Pine Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.