Side-by-side · Q2 2026 data
Falcon International Bank vs Randolph-Brooks Federal Credit Union
Metric by metric
| Measure | Falcon International Bank | Randolph-Brooks Federal Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 76 |
| Capital cushion | 84 | 84 |
| Loan quality | 100 (stronger) | 58 |
| Earnings | 81 (stronger) | 79 |
| Funding & liquidity | 60 | 77 (stronger) |
| Problem-loan coverage | 100 (stronger) | 87 |
| Peer percentile | 97th | 81st |
| Total assets | $2.2B | $19.6B |
| Deposits / shares | $2.0B | $15.6B |
| Capital ratio | 13.44% (stronger) | 13.42% |
| Problem loans | 0.00% (stronger) | 1.27% |
| Net charge-offs | 0.02% (stronger) | 0.76% |
| Return on assets | 1.53% (stronger) | 1.47% |
| Loans ÷ deposits | 73.7% (stronger) | 82.4% |
| Uninsured deposits | 39.4% | 15.8% (stronger) |
| Offices | 18 | 34 |
| CFPB complaints (3 yrs) | — | 523 |
| Complaints per $1B deposits | — | 33.6 |
| Mortgage denial rate (HMDA) | 23.7% | 14.3% |
Falcon International Bank has the higher TellerScore (85 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Falcon International Bank leads on 6 and Randolph-Brooks Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- San Antonio, TX
- Buda, TX