Side-by-side · Q2 2026 data
Falcon International Bank vs Texas Regional Bank
Metric by metric
| Measure | Falcon International Bank | Texas Regional Bank |
|---|---|---|
| TellerScore | 85 (stronger) | 53 |
| Capital cushion | 84 (stronger) | 38 |
| Loan quality | 100 (stronger) | 80 |
| Earnings | 81 (stronger) | 32 |
| Funding & liquidity | 60 (stronger) | 46 |
| Problem-loan coverage | 100 (stronger) | 87 |
| Peer percentile | 97th | 11th |
| Total assets | $2.2B | $2.9B |
| Deposits / shares | $2.0B | $2.5B |
| Capital ratio | 13.44% (stronger) | 8.77% |
| Problem loans | 0.00% (stronger) | 0.59% |
| Net charge-offs | 0.02% (stronger) | 0.07% |
| Return on assets | 1.53% (stronger) | 0.30% |
| Loans ÷ deposits | 73.7% | 71.6% (stronger) |
| Uninsured deposits | 39.4% (stronger) | 53.7% |
| Offices | 18 | 38 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.7% | 9.0% |
Falcon International Bank has the higher TellerScore (85 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Falcon International Bank leads on 6 and Texas Regional Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.