Side-by-side · Q2 2026 data
Fall River Five Cents Savings Bank vs Florence Bank
Bank
Fall River Five Cents Savings Bank
Fall River, Massachusetts · $1 billion – $10 billion
Metric by metric
| Measure | Fall River Five Cents Savings Bank | Florence Bank |
|---|---|---|
| TellerScore | 52 | 74 (stronger) |
| Capital cushion | 37 | 72 (stronger) |
| Loan quality | 76 | 85 (stronger) |
| Earnings | 36 | 49 (stronger) |
| Funding & liquidity | 43 | 79 (stronger) |
| Problem-loan coverage | 86 | 95 (stronger) |
| Peer percentile | 9th | 74th |
| Total assets | $1.9B | $2.0B |
| Deposits / shares | $1.4B | $1.8B |
| Capital ratio | 8.70% | 12.23% (stronger) |
| Problem loans | 0.73% | 0.46% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.01% |
| Return on assets | 0.39% | 0.72% (stronger) |
| Loans ÷ deposits | 104.5% | 71.0% (stronger) |
| Uninsured deposits | 26.9% | 24.6% (stronger) |
| Offices | 12 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.9% | 13.2% |
Florence Bank has the higher TellerScore (74 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Fall River Five Cents Savings Bank leads on 1 and Florence Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.