Side-by-side · Q2 2026 data
Fall River Five Cents Savings Bank vs The Village Bank
Bank
Fall River Five Cents Savings Bank
Fall River, Massachusetts · $1 billion – $10 billion
Metric by metric
| Measure | Fall River Five Cents Savings Bank | The Village Bank |
|---|---|---|
| TellerScore | 52 | 58 (stronger) |
| Capital cushion | 37 | 45 (stronger) |
| Loan quality | 76 | 92 (stronger) |
| Earnings | 36 | 39 (stronger) |
| Funding & liquidity | 43 (stronger) | 25 |
| Problem-loan coverage | 86 | 96 (stronger) |
| Peer percentile | 9th | 17th |
| Total assets | $1.9B | $2.1B |
| Deposits / shares | $1.4B | $1.8B |
| Capital ratio | 8.70% | 9.50% (stronger) |
| Problem loans | 0.73% | 0.23% (stronger) |
| Net charge-offs | -0.02% (stronger) | -0.00% |
| Return on assets | 0.39% | 0.48% (stronger) |
| Loans ÷ deposits | 104.5% | 94.0% (stronger) |
| Uninsured deposits | 26.9% (stronger) | 52.1% |
| Offices | 12 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.9% | — |
The Village Bank has the higher TellerScore (58 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Fall River Five Cents Savings Bank leads on 2 and The Village Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.