Side-by-side · Q2 2026 data
Family Advantage Federal Credit Union vs Tennessee Department of Safety Credit Union
Credit union
Family Advantage Federal Credit Union
Spring Hill, Tennessee · Under $100 million in assets
Credit union
Tennessee Department of Safety Credit Union
Nashville, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Family Advantage Federal Credit Union | Tennessee Department of Safety Credit Union |
|---|---|---|
| TellerScore | 59 | 93 (stronger) |
| Capital cushion | 42 | 100 (stronger) |
| Loan quality | 71 | 100 (stronger) |
| Earnings | 20 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 50 |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 20th | 94th |
| Total assets | $93.4M | $12.0M |
| Deposits / shares | $85.2M | $8.7M |
| Capital ratio | 9.18% | 26.57% (stronger) |
| Problem loans | 0.88% | 0.00% (stronger) |
| Net charge-offs | 2.30% | 0.00% (stronger) |
| Return on assets | 0.01% | 4.43% (stronger) |
| Loans ÷ deposits | 40.7% (stronger) | 122.1% |
| Uninsured deposits | 2.7% (stronger) | 4.2% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Tennessee Department of Safety Credit Union has the higher TellerScore (93 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Family Advantage Federal Credit Union leads on 2 and Tennessee Department of Safety Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.