TellerScore

Tennessee Department of Safety Credit Union (NCUA charter #67971) is based in Nashville, Tennessee. Its Q2 2026 call report shows $12.0M in total assets and $8.7M in member shares and deposits and 3 offices.

Based on its Q2 2026 filing, Tennessee Department of Safety Credit Union scores 93/100, which we describe as very strong. That is higher than 94% of 2,479 credit unions with under $100 million in assets. Among 125 credit unions headquartered in Tennessee, it ranks 9th. Its strongest component is capital cushion (100/100; 26.57%), and its lowest is funding & liquidity (50/100; 122% loans-to-deposits, 4% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 26.57%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings100/100
Return on assets (annualized): 4.43%
Funding & liquidity50/100
Loans ÷ shares: 122.1% · 4.2% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (93 → 93).

TellerScore
828893Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202482
Q3 202489
Q4 202489
Q1 202593
Q2 202593
Q3 202593
Q4 202593
Q1 202693
Q2 202693
Net worth ratio
7.00%16.95%26.90%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202422.66%
Q3 202422.82%
Q4 202423.35%
Q1 202523.74%
Q2 202524.77%
Q3 202526.22%
Q4 202526.90%
Q1 202622.62%
Q2 202626.57%
Delinquent loans (60+ days)
0.00%0.59%1.17%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.17%
Q3 20240.41%
Q4 20240.51%
Q1 20250.02%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
3.10%4.12%5.15%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20243.10%
Q3 20243.32%
Q4 20243.25%
Q1 20253.98%
Q2 20255.15%
Q3 20254.21%
Q4 20254.13%
Q1 20264.13%
Q2 20264.43%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202693$12.0M26.57%0.00%4.43%122.1%
Q1 202693$12.1M22.62%0.00%4.13%113.6%
Q4 202593$11.7M26.90%0.00%4.13%113.8%
Q3 202593$11.5M26.22%0.00%4.21%115.8%
Q2 202593$11.8M24.77%0.00%5.15%107.4%
Q1 202593$12.0M23.74%0.02%3.98%105.8%
Q4 202489$11.7M23.35%0.51%3.25%104.8%
Q3 202489$11.6M22.82%0.41%3.32%108.1%
Q2 202482$11.3M22.66%1.17%3.10%112.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio26.57%
91st
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets4.43%
100th
Loans to deposits122.1%
1st
Uninsured deposits4.2%
26th
Loan-loss reserves0.39%
76th
Texas ratio0.0%
93rd

Similar-size credit unions in Tennessee

InstitutionScoreAssetsCapitalProblem loansCompare
Knox Co. Employees Credit UnionCredit union Knoxville, TN96 out of 100, Very strong$12.5M18.8%0.04%vs
Cn/Ic Employees Credit UnionCredit union Memphis, TN63 out of 100, Moderate$10.4M13.6%1.04%vs
I B E W 175 Federal Credit UnionCredit union Chattanooga, TN69 out of 100, Moderate$13.8M17.8%4.05%vs
Sevier County Schools Federal Credit UnionCredit union Sevierville, TN99 out of 100, Very strong$13.9M21.8%0.09%vs
Greeneville City Employees' Credit UnionCredit union Greeneville, TN90 out of 100, Very strong$13.9M29.5%0.32%vs
Dixie Line Credit UnionCredit union Nashville, TN73 out of 100, Strong$14.5M15.8%1.34%vs

Deposit insurance

Is my money safe at Tennessee Department of Safety Credit Union?

Yes. Tennessee Department of Safety Credit Union is a federally insured credit union (NCUA charter #67971). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.2% of shares and deposits ($365K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 26.57%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Tennessee Department of Safety Credit Union lists 3 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Tennessee Department of Safety Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67971
RSSD ID
700092
Primary regulator
State + NCUA
Established
1971
Headquarters
1150 Foster Ave, Nashville, TN 37243
Employees
2

Quick answers

Tennessee Department of Safety Credit Union: common questions

Is Tennessee Department of Safety Credit Union NCUA insured?

Yes. Tennessee Department of Safety Credit Union is a federally insured credit union (NCUA charter #67971). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Tennessee Department of Safety Credit Union's TellerScore?

93 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Tennessee Department of Safety Credit Union have?

3 offices as of the latest NCUA data.