TellerScore

Side-by-side · Q2 2026 data

Family Community Credit Union vs Meridian Credit Union

Credit union

Family Community Credit Union

Charles City, Iowa · Under $100 million in assets

82of 100
Strong

Credit union

Meridian Credit Union

Ottumwa, Iowa · Under $100 million in assets

91of 100
Very strong

Metric by metric

MeasureFamily Community Credit UnionMeridian Credit Union
TellerScore8291 (stronger)
Capital cushion71100 (stronger)
Loan quality97 (stronger)95
Earnings5561 (stronger)
Funding & liquidity100100
Problem-loan coverage100 (stronger)99
Peer percentile70th90th
Total assets$26.3M$34.4M
Deposits / shares$23.0M$28.6M
Capital ratio12.10%16.74% (stronger)
Problem loans0.08% (stronger)0.14%
Net charge-offs0.09% (stronger)0.48%
Return on assets0.88%1.02% (stronger)
Loans ÷ deposits38.7% (stronger)46.3%
Uninsured deposits6.5%2.1% (stronger)
Offices12
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Meridian Credit Union has the higher TellerScore (91 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Family Community Credit Union leads on 3 and Meridian Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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