Side-by-side · Q2 2026 data
Family Financial Credit Union vs H.P.C. Credit Union
Credit union
Family Financial Credit Union
Norton Shores, Michigan · $100 million – $1 billion
Metric by metric
| Measure | Family Financial Credit Union | H.P.C. Credit Union |
|---|---|---|
| TellerScore | 66 | 68 (stronger) |
| Capital cushion | 61 | 86 (stronger) |
| Loan quality | 70 (stronger) | 38 |
| Earnings | 30 | 52 (stronger) |
| Funding & liquidity | 98 (stronger) | 92 |
| Problem-loan coverage | 91 (stronger) | 83 |
| Peer percentile | 37th | 45th |
| Total assets | $175.6M | $171.9M |
| Deposits / shares | $154.4M | $148.0M |
| Capital ratio | 11.06% | 13.63% (stronger) |
| Problem loans | 0.89% (stronger) | 1.86% |
| Net charge-offs | 0.30% | 0.27% (stronger) |
| Return on assets | 0.25% | 0.81% (stronger) |
| Loans ÷ deposits | 62.1% (stronger) | 68.0% |
| Uninsured deposits | 4.7% (stronger) | 9.2% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.9% | — |
H.P.C. Credit Union has the higher TellerScore (68 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Family Financial Credit Union leads on 3 and H.P.C. Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.