Side-by-side · Q2 2026 data
Family First Credit Union vs Limestone Financial Credit Union
Credit union
Limestone Financial Credit Union
Manistique, Michigan · Under $100 million in assets
Metric by metric
| Measure | Family First Credit Union | Limestone Financial Credit Union |
|---|---|---|
| TellerScore | 45 | 65 (stronger) |
| Capital cushion | 50 | 57 (stronger) |
| Loan quality | 13 | 82 (stronger) |
| Earnings | 30 | 40 (stronger) |
| Funding & liquidity | 89 (stronger) | 71 |
| Problem-loan coverage | 74 | 92 (stronger) |
| Peer percentile | 5th | 30th |
| Total assets | $96.8M | $83.1M |
| Deposits / shares | $88.4M | $73.1M |
| Capital ratio | 9.98% | 10.73% (stronger) |
| Problem loans | 2.62% | 0.55% (stronger) |
| Net charge-offs | 0.94% | 0.35% (stronger) |
| Return on assets | 0.25% | 0.51% (stronger) |
| Loans ÷ deposits | 54.3% (stronger) | 89.4% |
| Uninsured deposits | 25.4% | 5.2% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Limestone Financial Credit Union has the higher TellerScore (65 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Family First Credit Union leads on 1 and Limestone Financial Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.