Side-by-side · Q2 2026 data
Family First Credit Union vs South Central Credit Union
Metric by metric
| Measure | Family First Credit Union | South Central Credit Union |
|---|---|---|
| TellerScore | 45 | 78 (stronger) |
| Capital cushion | 50 | 92 (stronger) |
| Loan quality | 13 | 81 (stronger) |
| Earnings | 30 (stronger) | 26 |
| Funding & liquidity | 89 | 100 (stronger) |
| Problem-loan coverage | 74 | 96 (stronger) |
| Peer percentile | 5th | 59th |
| Total assets | $96.8M | $84.6M |
| Deposits / shares | $88.4M | $72.0M |
| Capital ratio | 9.98% | 14.20% (stronger) |
| Problem loans | 2.62% | 0.56% (stronger) |
| Net charge-offs | 0.94% | 0.46% (stronger) |
| Return on assets | 0.25% (stronger) | 0.16% |
| Loans ÷ deposits | 54.3% (stronger) | 55.8% |
| Uninsured deposits | 25.4% | 4.4% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
South Central Credit Union has the higher TellerScore (78 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Family First Credit Union leads on 2 and South Central Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.