Side-by-side · Q2 2026 data
Family First Credit Union vs Wexford Community Credit Union
Credit union
Wexford Community Credit Union
Cadillac, Michigan · Under $100 million in assets
Metric by metric
| Measure | Family First Credit Union | Wexford Community Credit Union |
|---|---|---|
| TellerScore | 45 | 54 (stronger) |
| Capital cushion | 50 (stronger) | 36 |
| Loan quality | 13 | 73 (stronger) |
| Earnings | 30 (stronger) | 3 |
| Funding & liquidity | 89 | 100 (stronger) |
| Problem-loan coverage | 74 | 91 (stronger) |
| Peer percentile | 5th | 13th |
| Total assets | $96.8M | $88.8M |
| Deposits / shares | $88.4M | $81.2M |
| Capital ratio | 9.98% (stronger) | 8.57% |
| Problem loans | 2.62% | 0.81% (stronger) |
| Net charge-offs | 0.94% | 0.49% (stronger) |
| Return on assets | 0.25% (stronger) | -0.44% |
| Loans ÷ deposits | 54.3% | 52.3% (stronger) |
| Uninsured deposits | 25.4% | 0.0% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wexford Community Credit Union has the higher TellerScore (54 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Family First Credit Union leads on 2 and Wexford Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.