Side-by-side · Q2 2026 data
Family Horizons Credit Union vs 1st Street Credit Union
Credit union
Family Horizons Credit Union
Indianapolis, Indiana · Under $100 million in assets
Metric by metric
| Measure | Family Horizons Credit Union | 1st Street Credit Union |
|---|---|---|
| TellerScore | 66 | 89 (stronger) |
| Capital cushion | 61 | 97 (stronger) |
| Loan quality | 86 | 97 (stronger) |
| Earnings | 23 | 55 (stronger) |
| Funding & liquidity | 83 | 100 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 32nd | 87th |
| Total assets | $93.2M | $34.5M |
| Deposits / shares | $82.3M | $29.2M |
| Capital ratio | 11.07% | 14.66% (stronger) |
| Problem loans | 0.42% | 0.10% (stronger) |
| Net charge-offs | 0.54% | 0.18% (stronger) |
| Return on assets | 0.07% | 0.86% (stronger) |
| Loans ÷ deposits | 77.4% | 42.0% (stronger) |
| Uninsured deposits | 5.4% (stronger) | 6.1% |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
1st Street Credit Union has the higher TellerScore (89 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Family Horizons Credit Union leads on 1 and 1st Street Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.