TellerScore

Side-by-side · Q2 2026 data

Family Security Credit Union vs Avadian Credit Union

Credit union

Family Security Credit Union

Decatur, Alabama · $1 billion – $10 billion

95of 100
Very strong

Credit union

Avadian Credit Union

Birmingham, Alabama · $1 billion – $10 billion

69of 100
Moderate

Metric by metric

MeasureFamily Security Credit UnionAvadian Credit Union
TellerScore95 (stronger)69
Capital cushion100 (stronger)53
Loan quality8085 (stronger)
Earnings99 (stronger)62
Funding & liquidity100 (stronger)71
Problem-loan coverage97 (stronger)90
Peer percentile100th54th
Total assets$1.1B$1.4B
Deposits / shares$876.5M$1.3B
Capital ratio19.92% (stronger)10.31%
Problem loans0.61%0.46% (stronger)
Net charge-offs0.55%0.33% (stronger)
Return on assets1.98% (stronger)1.06%
Loans ÷ deposits47.7% (stronger)89.0%
Uninsured deposits2.9% (stronger)6.4%
Offices1418
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)37.5%—

Family Security Credit Union has the higher TellerScore (95 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Family Security Credit Union leads on 5 and Avadian Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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