TellerScore

Side-by-side · Q2 2026 data

Family Security Credit Union vs Azalea City Credit Union

Credit union

Family Security Credit Union

Decatur, Alabama · $1 billion – $10 billion

95of 100
Very strong

Credit union

Azalea City Credit Union

Mobile, Alabama · Under $100 million in assets

78of 100
Strong

Metric by metric

MeasureFamily Security Credit UnionAzalea City Credit Union
TellerScore95 (stronger)78
Capital cushion100100
Loan quality80 (stronger)48
Earnings99 (stronger)60
Funding & liquidity100100
Problem-loan coverage97 (stronger)88
Peer percentile100th59th
Total assets$1.1B$47.2M
Deposits / shares$876.5M$39.8M
Capital ratio19.92% (stronger)15.21%
Problem loans0.61% (stronger)1.57%
Net charge-offs0.55%0.42% (stronger)
Return on assets1.98% (stronger)1.01%
Loans ÷ deposits47.7% (stronger)50.7%
Uninsured deposits2.9% (stronger)5.1%
Offices145
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)37.5%—

Family Security Credit Union has the higher TellerScore (95 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Family Security Credit Union leads on 6 and Azalea City Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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