TellerScore

Side-by-side · Q2 2026 data

Family Security Credit Union vs Family Savings Credit Union

Credit union

Family Security Credit Union

Decatur, Alabama · $1 billion – $10 billion

95of 100
Very strong

Credit union

Family Savings Credit Union

Rainbow City, Alabama · $1 billion – $10 billion

55of 100
Moderate

Metric by metric

MeasureFamily Security Credit UnionFamily Savings Credit Union
TellerScore95 (stronger)55
Capital cushion100 (stronger)39
Loan quality80 (stronger)66
Earnings99 (stronger)46
Funding & liquidity100 (stronger)63
Problem-loan coverage97 (stronger)80
Peer percentile100th13th
Total assets$1.1B$1.2B
Deposits / shares$876.5M$999.6M
Capital ratio19.92% (stronger)8.86%
Problem loans0.61% (stronger)1.03%
Net charge-offs0.55%0.38% (stronger)
Return on assets1.98% (stronger)0.65%
Loans ÷ deposits47.7% (stronger)96.9%
Uninsured deposits2.9% (stronger)6.8%
Offices1417
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)37.5%11.7%

Family Security Credit Union has the higher TellerScore (95 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Family Security Credit Union leads on 6 and Family Savings Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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