Side-by-side · Q2 2026 data
Fannin Bank vs Fidelity Bank of Texas
Metric by metric
| Measure | Fannin Bank | Fidelity Bank of Texas |
|---|---|---|
| TellerScore | 65 (stronger) | 61 |
| Capital cushion | 36 | 56 (stronger) |
| Loan quality | 65 | 98 (stronger) |
| Earnings | 79 (stronger) | 0 |
| Funding & liquidity | 92 (stronger) | 62 |
| Problem-loan coverage | 85 | 100 (stronger) |
| Peer percentile | 29th | 20th |
| Total assets | $159.1M | $162.8M |
| Deposits / shares | $147.1M | $132.5M |
| Capital ratio | 8.60% | 10.65% (stronger) |
| Problem loans | 1.04% | 0.05% (stronger) |
| Net charge-offs | 0.06% | -0.00% (stronger) |
| Return on assets | 1.46% (stronger) | -0.55% |
| Loans ÷ deposits | 55.2% (stronger) | 82.3% |
| Uninsured deposits | 22.0% (stronger) | 29.6% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fannin Bank has the higher TellerScore (65 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Fannin Bank leads on 4 and Fidelity Bank of Texas on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.