Side-by-side · Q2 2026 data
Fannin Bank vs Graham Savings and Loan, SSB
Metric by metric
| Measure | Fannin Bank | Graham Savings and Loan, SSB |
|---|---|---|
| TellerScore | 65 | 72 (stronger) |
| Capital cushion | 36 | 67 (stronger) |
| Loan quality | 65 | 71 (stronger) |
| Earnings | 79 (stronger) | 70 |
| Funding & liquidity | 92 (stronger) | 76 |
| Problem-loan coverage | 85 | 90 (stronger) |
| Peer percentile | 29th | 50th |
| Total assets | $159.1M | $155.1M |
| Deposits / shares | $147.1M | $132.5M |
| Capital ratio | 8.60% | 11.73% (stronger) |
| Problem loans | 1.04% | 0.86% (stronger) |
| Net charge-offs | 0.06% | 0.01% (stronger) |
| Return on assets | 1.46% (stronger) | 1.24% |
| Loans ÷ deposits | 55.2% (stronger) | 84.0% |
| Uninsured deposits | 22.0% | 6.6% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Graham Savings and Loan, SSB has the higher TellerScore (72 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Fannin Bank leads on 2 and Graham Savings and Loan, SSB on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.