Side-by-side · Q2 2026 data
Far Rockaway Postal Federal Credit Union vs Saint John a M E Federal Credit Union
Credit union
Far Rockaway Postal Federal Credit Union
Far Rockaway, New York · Under $100 million in assets
Credit union
Saint John a M E Federal Credit Union
Niagara Falls, New York · Under $100 million in assets
Metric by metric
| Measure | Far Rockaway Postal Federal Credit Union | Saint John a M E Federal Credit Union |
|---|---|---|
| TellerScore | 49 | 79 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 75 (stronger) |
| Earnings | 0 | 41 (stronger) |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 41 | 95 (stronger) |
| Peer percentile | 8th | 62nd |
| Total assets | $221K | $189K |
| Deposits / shares | $173K | $159K |
| Capital ratio | 21.65% (stronger) | 15.75% |
| Problem loans | 23.66% | 0.74% (stronger) |
| Net charge-offs | 24.51% | 0.00% (stronger) |
| Return on assets | -16.46% | 0.52% (stronger) |
| Loans ÷ deposits | 43.3% (stronger) | 77.4% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Saint John a M E Federal Credit Union has the higher TellerScore (79 vs 49). On the 6 directional measures above (where higher or lower is clearly better), Far Rockaway Postal Federal Credit Union leads on 2 and Saint John a M E Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.