Side-by-side · Q2 2026 data
Fargo Public Schools Federal Credit Union vs Fargo VA Federal Credit Union
Credit union
Fargo Public Schools Federal Credit Union
Fargo, North Dakota · Under $100 million in assets
Metric by metric
| Measure | Fargo Public Schools Federal Credit Union | Fargo VA Federal Credit Union |
|---|---|---|
| TellerScore | 80 | 84 (stronger) |
| Capital cushion | 72 | 76 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 42 | 57 (stronger) |
| Funding & liquidity | 100 (stronger) | 98 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 65th | 75th |
| Total assets | $58.2M | $14.1M |
| Deposits / shares | $50.8M | $12.3M |
| Capital ratio | 12.24% | 12.63% (stronger) |
| Problem loans | 0.01% | 0.00% (stronger) |
| Net charge-offs | 0.02% | -0.00% (stronger) |
| Return on assets | 0.54% | 0.91% (stronger) |
| Loans ÷ deposits | 41.3% (stronger) | 62.4% |
| Uninsured deposits | 0.1% (stronger) | 3.3% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fargo VA Federal Credit Union has the higher TellerScore (84 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Fargo Public Schools Federal Credit Union leads on 2 and Fargo VA Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.