Headquartered in Fargo, North Dakota, Fargo Public Schools Federal Credit Union is a federal credit union with $58.2M in total assets and $50.8M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1934.
Fargo Public Schools Federal Credit Union has a TellerScore of 80 out of 100 (strong) based on Q2 2026 data — higher than 65% of its 2,479 credit unions with under $100 million in assets. Among 29 credit unions headquartered in North Dakota, it ranks 9th. Loan quality contributes the most (100/100, 0.01%); earnings contributes the least (42/100, 0.54%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (77 → 80), mostly because the earnings component improved by 7 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 78 |
| Q3 2024 | 76 |
| Q4 2024 | 77 |
| Q1 2025 | 77 |
| Q2 2025 | 77 |
| Q3 2025 | 80 |
| Q4 2025 | 79 |
| Q1 2026 | 81 |
| Q2 2026 | 80 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.45% |
| Q3 2024 | 11.65% |
| Q4 2024 | 11.71% |
| Q1 2025 | 11.80% |
| Q2 2025 | 11.89% |
| Q3 2025 | 12.17% |
| Q4 2025 | 12.12% |
| Q1 2026 | 12.24% |
| Q2 2026 | 12.24% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.03% |
| Q3 2024 | 0.20% |
| Q4 2024 | 0.05% |
| Q1 2025 | 0.04% |
| Q2 2025 | 0.02% |
| Q3 2025 | 0.01% |
| Q4 2025 | 0.02% |
| Q1 2026 | 0.02% |
| Q2 2026 | 0.01% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.66% |
| Q3 2024 | 0.49% |
| Q4 2024 | 0.44% |
| Q1 2025 | 0.30% |
| Q2 2025 | 0.38% |
| Q3 2025 | 0.49% |
| Q4 2025 | 0.44% |
| Q1 2026 | 0.65% |
| Q2 2026 | 0.54% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 80 | $58.2M | 12.24% | 0.01% | 0.54% | 41.3% |
| Q1 2026 | 81 | $57.6M | 12.24% | 0.02% | 0.65% | 41.9% |
| Q4 2025 | 79 | $57.4M | 12.12% | 0.02% | 0.44% | 44.4% |
| Q3 2025 | 80 | $56.8M | 12.17% | 0.01% | 0.49% | 46.0% |
| Q2 2025 | 77 | $57.3M | 11.89% | 0.02% | 0.38% | 45.5% |
| Q1 2025 | 77 | $57.2M | 11.80% | 0.04% | 0.30% | 45.9% |
| Q4 2024 | 77 | $57.3M | 11.71% | 0.05% | 0.44% | 47.5% |
| Q3 2024 | 76 | $57.2M | 11.65% | 0.20% | 0.49% | 47.5% |
| Q2 2024 | 78 | $58.1M | 11.45% | 0.03% | 0.66% | 46.8% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in North Dakota
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| University Federal Credit UnionCredit union Grand Forks, ND | 91 out of 100, Very strong | $46.1M | 14.4% | 0.72% | vs |
| Affinity First Federal Credit UnionCredit union Minot, ND | 88 out of 100, Very strong | $70.8M | 13.8% | 0.30% | vs |
| Lamoure Credit UnionCredit union Lamoure, ND | 98 out of 100, Very strong | $38.8M | 18.9% | 0.00% | vs |
| Riverfork Federal Credit UnionCredit union Grand Forks, ND | 78 out of 100, Strong | $31.2M | 13.9% | 0.70% | vs |
| Postal Family Federal Credit UnionCredit union Fargo, ND | 74 out of 100, Strong | $30.2M | 10.5% | 0.19% | vs |
| Area Community Credit UnionCredit union Grand Forks, ND | 72 out of 100, Strong | $27.7M | 18.8% | 1.54% | vs |
Deposit insurance
Is my money safe at Fargo Public Schools Federal Credit Union?
Yes. Fargo Public Schools Federal Credit Union is a federally insured credit union (NCUA charter #47). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.1% of shares and deposits ($60K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 12.24%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Fargo Public Schools Federal Credit Union lists 2 offices in 1 city. Most locations:
- Fargo, ND (2)
Identity & history
Profile
- Legal name
- Fargo Public Schools Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 47
- RSSD ID
- 957579
- Primary regulator
- NCUA
- Established
- 1934
- Headquarters
- 1609 32nd Ave S, Fargo, ND 58103
- Employees
- 8
Quick answers
Fargo Public Schools Federal Credit Union: common questions
Is Fargo Public Schools Federal Credit Union NCUA insured?
Yes. Fargo Public Schools Federal Credit Union is a federally insured credit union (NCUA charter #47). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Fargo Public Schools Federal Credit Union's TellerScore?
80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Fargo Public Schools Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Fargo
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Fargo VA Federal Credit UnionCredit union Fargo, ND | 84 out of 100, Strong | $14.1M | 12.6% | 0.00% | vs |
| Valley Premier BankBank Hawley, MN | 81 out of 100, Strong | $141.0M | 11.1% | 0.00% | vs |
| F.F.E. Federal Credit UnionCredit union Fargo, ND | 79 out of 100, Strong | $3.8M | 13.5% | 0.00% | vs |
| First United BankBank Park River, ND | 78 out of 100, Strong | $810.8M | 10.1% | 0.01% | vs |
| Western State BankBank Devils Lake, ND | 78 out of 100, Strong | $2.5B | 13.2% | 0.90% | vs |
| KodaBankBank Drayton, ND | 75 out of 100, Strong | $559.8M | 10.3% | 0.30% | vs |