Side-by-side · Q2 2026 data
Fargo Public Schools Federal Credit Union vs Postal Family Federal Credit Union
Credit union
Fargo Public Schools Federal Credit Union
Fargo, North Dakota · Under $100 million in assets
Credit union
Postal Family Federal Credit Union
Fargo, North Dakota · Under $100 million in assets
Metric by metric
| Measure | Fargo Public Schools Federal Credit Union | Postal Family Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 74 |
| Capital cushion | 72 (stronger) | 55 |
| Loan quality | 100 (stronger) | 94 |
| Earnings | 42 | 47 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 65th | 49th |
| Total assets | $58.2M | $30.2M |
| Deposits / shares | $50.8M | $27.1M |
| Capital ratio | 12.24% (stronger) | 10.52% |
| Problem loans | 0.01% (stronger) | 0.19% |
| Net charge-offs | 0.02% (stronger) | 0.42% |
| Return on assets | 0.54% | 0.69% (stronger) |
| Loans ÷ deposits | 41.3% | 31.6% (stronger) |
| Uninsured deposits | 0.1% (stronger) | 3.0% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fargo Public Schools Federal Credit Union has the higher TellerScore (80 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Fargo Public Schools Federal Credit Union leads on 5 and Postal Family Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.