Side-by-side · Q2 2026 data
Fargo Public Schools Federal Credit Union vs United Savings Credit Union
Credit union
Fargo Public Schools Federal Credit Union
Fargo, North Dakota · Under $100 million in assets
Metric by metric
| Measure | Fargo Public Schools Federal Credit Union | United Savings Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 50 |
| Capital cushion | 72 | 77 (stronger) |
| Loan quality | 100 (stronger) | 4 |
| Earnings | 42 (stronger) | 36 |
| Funding & liquidity | 100 (stronger) | 78 |
| Problem-loan coverage | 100 (stronger) | 68 |
| Peer percentile | 65th | 6th |
| Total assets | $58.2M | $125.2M |
| Deposits / shares | $50.8M | $108.6M |
| Capital ratio | 12.24% | 12.70% (stronger) |
| Problem loans | 0.01% (stronger) | 2.88% |
| Net charge-offs | 0.02% (stronger) | 0.35% |
| Return on assets | 0.54% (stronger) | 0.40% |
| Loans ÷ deposits | 41.3% (stronger) | 82.4% |
| Uninsured deposits | 0.1% (stronger) | 5.3% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fargo Public Schools Federal Credit Union has the higher TellerScore (80 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Fargo Public Schools Federal Credit Union leads on 6 and United Savings Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.