Side-by-side · Q2 2026 data
Fargo VA Federal Credit Union vs Northern Valley Federal Credit Union
Credit union
Northern Valley Federal Credit Union
Grand Forks, North Dakota · Under $100 million in assets
Metric by metric
| Measure | Fargo VA Federal Credit Union | Northern Valley Federal Credit Union |
|---|---|---|
| TellerScore | 84 | 84 |
| Capital cushion | 76 | 83 (stronger) |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 57 (stronger) | 55 |
| Funding & liquidity | 98 (stronger) | 90 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 75th | 75th |
| Total assets | $14.1M | $20.3M |
| Deposits / shares | $12.3M | $17.5M |
| Capital ratio | 12.63% | 13.25% (stronger) |
| Problem loans | 0.00% (stronger) | 0.04% |
| Net charge-offs | -0.00% (stronger) | 0.28% |
| Return on assets | 0.91% (stronger) | 0.89% |
| Loans ÷ deposits | 62.4% (stronger) | 69.9% |
| Uninsured deposits | 3.3% (stronger) | 3.5% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Fargo VA Federal Credit Union leads on 5 and Northern Valley Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.