Side-by-side · Q2 2026 data
Farm Bureau Bank FSB vs United Federal Credit Union
Metric by metric
| Measure | Farm Bureau Bank FSB | United Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 75 (stronger) |
| Capital cushion | 51 | 69 (stronger) |
| Loan quality | 74 | 76 (stronger) |
| Earnings | 35 | 80 (stronger) |
| Funding & liquidity | 81 (stronger) | 68 |
| Problem-loan coverage | 90 | 90 |
| Peer percentile | 27th | 75th |
| Total assets | $1.1B | $4.4B |
| Deposits / shares | $906.5M | $3.7B |
| Capital ratio | 10.09% | 11.94% (stronger) |
| Problem loans | 0.79% | 0.71% (stronger) |
| Net charge-offs | 1.07% | 0.61% (stronger) |
| Return on assets | 0.38% | 1.50% (stronger) |
| Loans ÷ deposits | 77.7% (stronger) | 88.4% |
| Uninsured deposits | 16.8% (stronger) | 18.0% |
| Offices | 2 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Federal Credit Union has the higher TellerScore (75 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Farm Bureau Bank FSB leads on 2 and United Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.