TellerScore

Farm Bureau Bank FSB is a savings bank headquartered in Reno, Nevada, in business for about 27 years. At the end of Q2 2026 it reported $1.1B in total assets and $906.5M in deposits, with 2 offices across 2 states.

Farm Bureau Bank FSB has a TellerScore of 62 out of 100 (moderate) based on Q2 2026 data — higher than only 27% of its 897 banks with $1 billion – $10 billion. Among 14 banks headquartered in Nevada, it ranks 12th. Problem-loan coverage contributes the most (90/100, 5.0%); earnings contributes the least (35/100, 0.38%).

TellerScore · Q2 2026

Scorecard

Capital cushion51/100
Tier 1 leverage ratio: 10.09%
Loan quality74/100
Noncurrent loans ÷ total loans: 0.79%
Earnings35/100
Return on assets (annualized): 0.38%
Funding & liquidity81/100
Loans ÷ deposits and uninsured-deposit share: 77.7% · 16.8% uninsured
Problem-loan coverage90/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 4.97%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (61 → 62).

TellerScore
586062Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202462
Q3 202460
Q4 202459
Q1 202562
Q2 202561
Q3 202562
Q4 202559
Q1 202658
Q2 202662
Tier 1 leverage ratio
5.00%7.54%10.09%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.10%
Q3 20249.11%
Q4 20249.06%
Q1 20259.40%
Q2 20259.74%
Q3 20259.92%
Q4 20259.82%
Q1 20269.74%
Q2 202610.09%
Noncurrent loans
0.40%0.59%0.79%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.40%
Q3 20240.50%
Q4 20240.52%
Q1 20250.45%
Q2 20250.57%
Q3 20250.57%
Q4 20250.69%
Q1 20260.69%
Q2 20260.79%
Return on assets
-0.03%0.17%0.38%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.30%
Q3 20240.12%
Q4 20240.04%
Q1 20250.34%
Q2 20250.18%
Q3 20250.22%
Q4 20250.05%
Q1 2026-0.03%
Q2 20260.38%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202662$1.1B10.09%0.79%0.38%77.7%
Q1 202658$1.1B9.74%0.69%-0.03%79.4%
Q4 202559$1.1B9.82%0.69%0.05%81.7%
Q3 202562$1.1B9.92%0.57%0.22%81.0%
Q2 202561$1.1B9.74%0.57%0.18%82.1%
Q1 202562$1.1B9.40%0.45%0.34%81.5%
Q4 202459$1.2B9.06%0.52%0.04%76.9%
Q3 202460$1.2B9.11%0.50%0.12%74.5%
Q2 202462$1.2B9.10%0.40%0.30%75.9%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.09%
39th
Total risk-based capital14.65%
62nd
Problem loans0.79%
35th
Net charge-offs1.07%
4th
Return on assets0.38%
6th
Net interest margin3.96%
66th
Efficiency ratio80.8%
7th
Loans to deposits77.7%
72nd
Uninsured deposits16.8%
88th
Loan-loss reserves1.44%
83rd
Texas ratio5.0%
38th

Similar-size banks in Nevada

InstitutionScoreAssetsCapitalProblem loansCompare
GBankBank Las Vegas, NV50 out of 100, Below average$1.4B13.2%4.96%vs
Credit One Bank, National AssociationBank Las Vegas, NV66 out of 100, Moderate$2.4B28.2%3.19%vs
Wells Fargo National Bank WestBank Las Vegas, NV82 out of 100, Strong$8.8B19.2%0.97%vs

Deposit insurance

Is my money safe at Farm Bureau Bank FSB?

Yes. Farm Bureau Bank FSB is an FDIC-insured institution (FDIC certificate #35157). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 16.8% of deposits ($152.5M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.09%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.65% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

Farm Bureau Bank FSB lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

CFPB TCCP survey · December 31, 2025

Credit card terms

CardPurchase APRAnnual feeLate feeForeign fee
Farm Bureau Member Rewards Mastercard - Platinum16.74% – 29.99%$0$350.0%

All Farm Bureau Bank Fsb card terms

Identity & history

Profile

Legal name
Farm Bureau Bank FSB
Type
Savings bank
FDIC certificate #
35157
RSSD ID
2819167
Primary regulator
OCC
Holding company
Fb Bcorp
Established
July 12, 1999
Headquarters
10345 Professional Cir, Reno, NV 89521
Employees
187

Quick answers

Farm Bureau Bank FSB: common questions

Is Farm Bureau Bank FSB FDIC insured?

Yes. Farm Bureau Bank FSB is an FDIC-insured institution (FDIC certificate #35157). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Farm Bureau Bank FSB's TellerScore?

62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Farm Bureau Bank FSB ever failed?

There is no failure record for FDIC certificate #35157 in the FDIC failed bank list.

How many branches does Farm Bureau Bank FSB have?

2 offices as of the latest FDIC data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Reno

InstitutionScoreAssetsCapitalProblem loansCompare
Eaglemark Savings BankBank Reno, NV93 out of 100, Very strong$755.7M23.7%0.00%vs
One Nevada Credit UnionCredit union Las Vegas, NV93 out of 100, Very strong$1.5B16.7%0.31%vs
Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA92 out of 100, Very strong$1.7B15.5%0.60%vs
El Dorado Savings Bank, F.S.B.Bank Placerville, CA84 out of 100, Strong$2.4B13.4%0.28%vs
Sierra Pacific Federal Credit UnionCredit union Reno, NV83 out of 100, Strong$189.4M13.6%0.57%vs
United Federal Credit UnionCredit union St Joseph, MI75 out of 100, Strong$4.4B11.9%0.71%vs