Side-by-side · Q2 2026 data
Farmers & Merchants Bank & Trust vs The Bank of Kaukauna
Metric by metric
| Measure | Farmers & Merchants Bank & Trust | The Bank of Kaukauna |
|---|---|---|
| TellerScore | 68 (stronger) | 66 |
| Capital cushion | 64 (stronger) | 39 |
| Loan quality | 70 | 100 (stronger) |
| Earnings | 64 | 64 |
| Funding & liquidity | 66 (stronger) | 40 |
| Problem-loan coverage | 86 | 100 (stronger) |
| Peer percentile | 37th | 31st |
| Total assets | $175.1M | $176.3M |
| Deposits / shares | $149.4M | $152.9M |
| Capital ratio | 11.36% (stronger) | 8.90% |
| Problem loans | 0.91% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.06% |
| Return on assets | 1.10% | 1.11% (stronger) |
| Loans ÷ deposits | 82.7% (stronger) | 85.4% |
| Uninsured deposits | 25.2% (stronger) | 46.5% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.8% |
Farmers & Merchants Bank & Trust has the higher TellerScore (68 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Farmers & Merchants Bank & Trust leads on 5 and The Bank of Kaukauna on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.