The Bank of Kaukauna is a state-chartered bank headquartered in Kaukauna, Wisconsin, in business for about 143 years. At the end of Q2 2026 it reported $176.3M in total assets and $152.9M in deposits, with 1 office.
Based on its Q2 2026 filing, The Bank of Kaukauna scores 66/100, which we describe as moderate. That is higher than only 31% of 2,650 banks with $100 million – $1 billion. Among 154 banks headquartered in Wisconsin, it ranks 114th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is capital cushion (39/100; 8.90%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (65 → 66).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 64 |
| Q3 2024 | 64 |
| Q4 2024 | 63 |
| Q1 2025 | 61 |
| Q2 2025 | 65 |
| Q3 2025 | 66 |
| Q4 2025 | 65 |
| Q1 2026 | 63 |
| Q2 2026 | 66 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.05% |
| Q3 2024 | 8.64% |
| Q4 2024 | 8.38% |
| Q1 2025 | 7.94% |
| Q2 2025 | 8.58% |
| Q3 2025 | 8.47% |
| Q4 2025 | 8.38% |
| Q1 2026 | 8.49% |
| Q2 2026 | 8.90% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.05% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.20% |
| Q1 2025 | 0.30% |
| Q2 2025 | 0.09% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.86% |
| Q3 2024 | 0.86% |
| Q4 2024 | 1.02% |
| Q1 2025 | 1.08% |
| Q2 2025 | 1.10% |
| Q3 2025 | 1.10% |
| Q4 2025 | 1.10% |
| Q1 2026 | 0.95% |
| Q2 2026 | 1.11% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 66 | $176.3M | 8.90% | 0.00% | 1.11% | 85.4% |
| Q1 2026 | 63 | $166.9M | 8.49% | 0.00% | 0.95% | 86.7% |
| Q4 2025 | 65 | $188.1M | 8.38% | 0.00% | 1.10% | 73.8% |
| Q3 2025 | 66 | $175.2M | 8.47% | 0.00% | 1.10% | 76.0% |
| Q2 2025 | 65 | $165.1M | 8.58% | 0.09% | 1.10% | 81.4% |
| Q1 2025 | 61 | $170.3M | 7.94% | 0.30% | 1.08% | 78.4% |
| Q4 2024 | 63 | $165.9M | 8.38% | 0.20% | 1.02% | 77.1% |
| Q3 2024 | 64 | $155.7M | 8.64% | 0.00% | 0.86% | 81.8% |
| Q2 2024 | 64 | $144.1M | 9.05% | 0.05% | 0.86% | 83.7% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Wisconsin
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Farmers & Merchants Bank & TrustBank Marinette, WI | 68 out of 100, Moderate | $175.1M | 11.4% | 0.91% | vs |
| State Bank of ReesevilleBank Reeseville, WI | 68 out of 100, Moderate | $169.5M | 9.6% | 0.01% | vs |
| Bristol Morgan BankBank Oakfield, WI | 66 out of 100, Moderate | $191.2M | 10.3% | 0.43% | vs |
| First Community BankBank Milton, WI | 77 out of 100, Strong | $158.9M | 10.4% | 0.34% | vs |
| GreenLeaf BankBank Greenleaf, WI | 69 out of 100, Moderate | $158.7M | 9.6% | 0.58% | vs |
| Oakwood BankBank Pigeon Falls, WI | 62 out of 100, Moderate | $156.4M | 8.5% | 0.84% | vs |
Deposit insurance
Is my money safe at The Bank of Kaukauna?
Yes. The Bank of Kaukauna is an FDIC-insured institution (FDIC certificate #15228). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 46.5% of deposits ($71.2M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.90%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 11.75% (benchmark: 10%).
1 location
Branches
The Bank of Kaukauna lists 1 office in 1 city. Most locations:
- Kaukauna, WI (1)
HMDA 2025
Mortgage lending
In 2025, The Bank of Kaukauna reported 41 home-loan applications under HMDA (LEI 549300VGTHKRGXF7GQ17): 31 originated ($6,105,000 total), 6 denied, and 3 withdrawn or closed by the applicant. Its denial rate on decided applications was 15.8%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- The Bank of Kaukauna
- Type
- State-chartered bank
- FDIC certificate #
- 15228
- RSSD ID
- 380944
- Primary regulator
- FDIC
- Holding company
- Brogan Bankshares Inc
- Established
- September 1, 1883
- Headquarters
- 264 W Wisconsin Ave, Kaukauna, WI 54130
- Website
- www.bankofkaukauna.com
- Employees
- 45
Quick answers
The Bank of Kaukauna: common questions
Is The Bank of Kaukauna FDIC insured?
Yes. The Bank of Kaukauna is an FDIC-insured institution (FDIC certificate #15228). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Bank of Kaukauna's TellerScore?
66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Bank of Kaukauna ever failed?
There is no failure record for FDIC certificate #15228 in the FDIC failed bank list.
How many branches does The Bank of Kaukauna have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Kaukauna
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Thrivent Trust CompanyBank Appleton, WI | 93 out of 100, Very strong | $15.5M | 82.7% | 0.00% | vs |
| National Exchange Bank and TrustBank Fond Du Lac, WI | 88 out of 100, Very strong | $2.9B | 20.1% | 0.37% | vs |
| Winnebago Community Credit UnionCredit union Oshkosh, WI | 85 out of 100, Very strong | $176.1M | 13.8% | 0.13% | vs |
| Community First Credit UnionCredit union Appleton, WI | 84 out of 100, Strong | $6.8B | 12.8% | 0.14% | vs |
| American National Bank - Fox CitiesBank Appleton, WI | 84 out of 100, Strong | $432.6M | 13.6% | 0.00% | vs |
| North Shore BankBank Brookfield, WI | 84 out of 100, Strong | $2.6B | 14.4% | 0.10% | vs |