Side-by-side · Q2 2026 data
Farmers and Merchants Bank vs Farmers and Merchants Bank
Metric by metric
| Measure | Farmers and Merchants Bank | Farmers and Merchants Bank |
|---|---|---|
| TellerScore | 78 | 78 |
| Capital cushion | 61 (stronger) | 56 |
| Loan quality | 94 | 100 (stronger) |
| Earnings | 91 (stronger) | 56 |
| Funding & liquidity | 53 | 99 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 72nd | 86th |
| Total assets | $215.4M | $1.1B |
| Deposits / shares | $165.1M | $885.6M |
| Capital ratio | 11.08% (stronger) | 10.64% |
| Problem loans | 0.19% | 0.00% (stronger) |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.78% (stronger) | 0.89% |
| Loans ÷ deposits | 107.1% | 26.2% (stronger) |
| Uninsured deposits | 12.4% (stronger) | 16.0% |
| Offices | 2 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.7% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Farmers and Merchants Bank leads on 3 and Farmers and Merchants Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.