Side-by-side · Q2 2026 data
Farmers and Merchants Bank vs Bank of Dade
Metric by metric
| Measure | Farmers and Merchants Bank | Bank of Dade |
|---|---|---|
| TellerScore | 96 (stronger) | 79 |
| Capital cushion | 100 (stronger) | 44 |
| Loan quality | 93 (stronger) | 92 |
| Earnings | 100 | 100 |
| Funding & liquidity | 83 | 85 (stronger) |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 99th | 75th |
| Total assets | $170.7M | $162.3M |
| Deposits / shares | $145.6M | $151.3M |
| Capital ratio | 16.16% (stronger) | 9.45% |
| Problem loans | 0.21% (stronger) | 0.25% |
| Net charge-offs | 0.00% | -0.02% (stronger) |
| Return on assets | 2.05% | 2.72% (stronger) |
| Loans ÷ deposits | 40.1% (stronger) | 64.1% |
| Uninsured deposits | 30.5% | 25.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.8% |
Farmers and Merchants Bank has the higher TellerScore (96 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Farmers and Merchants Bank leads on 4 and Bank of Dade on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.