Side-by-side · Q2 2026 data
Farmers and Merchants Bank vs Farmers & Merchants Bank
Metric by metric
| Measure | Farmers and Merchants Bank | Farmers & Merchants Bank |
|---|---|---|
| TellerScore | 71 | 79 (stronger) |
| Capital cushion | 59 | 63 (stronger) |
| Loan quality | 46 | 100 (stronger) |
| Earnings | 90 (stronger) | 48 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 86 | 100 (stronger) |
| Peer percentile | 42nd | 63rd |
| Total assets | $22.0M | $20.5M |
| Deposits / shares | $19.6M | $18.1M |
| Capital ratio | 10.89% | 11.30% (stronger) |
| Problem loans | 1.61% | 0.00% (stronger) |
| Net charge-offs | 0.45% | 0.00% (stronger) |
| Return on assets | 1.75% (stronger) | 0.71% |
| Loans ÷ deposits | 60.5% | 34.8% (stronger) |
| Uninsured deposits | 13.0% | 10.1% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers & Merchants Bank has the higher TellerScore (79 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Farmers and Merchants Bank leads on 1 and Farmers & Merchants Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.