Side-by-side · Q2 2026 data
Farmers and Merchants Bank of Ashland vs Bank of Hartington
Metric by metric
| Measure | Farmers and Merchants Bank of Ashland | Bank of Hartington |
|---|---|---|
| TellerScore | 71 | 72 (stronger) |
| Capital cushion | 50 (stronger) | 40 |
| Loan quality | 86 | 100 (stronger) |
| Earnings | 73 | 77 (stronger) |
| Funding & liquidity | 71 (stronger) | 64 |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 47th | 50th |
| Total assets | $152.2M | $151.0M |
| Deposits / shares | $128.0M | $136.9M |
| Capital ratio | 10.00% (stronger) | 9.05% |
| Problem loans | 0.42% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.33% | 1.43% (stronger) |
| Loans ÷ deposits | 89.4% | 81.5% (stronger) |
| Uninsured deposits | 13.0% (stronger) | 28.3% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | — |
Bank of Hartington has the higher TellerScore (72 vs 71). On the 6 directional measures above (where higher or lower is clearly better), Farmers and Merchants Bank of Ashland leads on 2 and Bank of Hartington on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.