TellerScore

Bank of Hartington (FDIC certificate #13962) is based in Hartington, Nebraska. Its Q2 2026 call report shows $151.0M in total assets and $136.9M in deposits and 2 offices.

Bank of Hartington has a TellerScore of 72 out of 100 (strong) based on Q2 2026 data — higher than 50% of its 2,650 banks with $100 million – $1 billion. Among 139 banks headquartered in Nebraska, it ranks 86th. Loan quality contributes the most (100/100, 0.00%); capital cushion contributes the least (40/100, 9.05%).

TellerScore · Q2 2026

Scorecard

Capital cushion40/100
Tier 1 leverage ratio: 9.05%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings77/100
Return on assets (annualized): 1.43%
Funding & liquidity64/100
Loans ÷ deposits and uninsured-deposit share: 81.5% · 28.3% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (71 → 72).

TellerScore
677174Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202474
Q3 202474
Q4 202470
Q1 202571
Q2 202571
Q3 202572
Q4 202567
Q1 202673
Q2 202672
Tier 1 leverage ratio
5.00%7.36%9.73%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.39%
Q3 20249.73%
Q4 20249.14%
Q1 20259.45%
Q2 20259.50%
Q3 20259.72%
Q4 20258.75%
Q1 20268.90%
Q2 20269.05%
Noncurrent loans
0.00%0.06%0.13%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.13%
Q2 20250.12%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
1.17%1.31%1.45%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.35%
Q3 20241.29%
Q4 20241.17%
Q1 20251.19%
Q2 20251.27%
Q3 20251.26%
Q4 20251.18%
Q1 20261.45%
Q2 20261.43%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202672$151.0M9.05%0.00%1.43%81.5%
Q1 202673$147.1M8.90%0.00%1.45%79.6%
Q4 202567$155.2M8.75%0.00%1.18%91.6%
Q3 202572$143.4M9.72%0.00%1.26%88.9%
Q2 202571$137.8M9.50%0.12%1.27%82.6%
Q1 202571$136.0M9.45%0.13%1.19%82.5%
Q4 202470$142.4M9.14%0.00%1.17%89.7%
Q3 202474$133.1M9.73%0.00%1.29%78.6%
Q2 202474$135.0M9.39%0.00%1.35%73.0%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.05%
13th
Total risk-based capital12.50%
54th
Problem loans0.00%
94th
Net charge-offs0.00%
68th
Return on assets1.43%
62nd
Net interest margin4.45%
78th
Efficiency ratio64.7%
43rd
Loans to deposits81.5%
46th
Uninsured deposits28.3%
34th
Loan-loss reserves1.21%
52nd
Texas ratio0.0%
95th

Similar-size banks in Nebraska

InstitutionScoreAssetsCapitalProblem loansCompare
State Bank of Table RockBank Table Rock, NE64 out of 100, Moderate$150.4M9.7%0.79%vs
Farmers and Merchants Bank of AshlandBank Ashland, NE71 out of 100, Strong$152.2M10.0%0.42%vs
Legends West BankBank Lewellen, NE69 out of 100, Moderate$157.8M11.5%0.35%vs
Bank of Dixon CountyBank Ponca, NE70 out of 100, Strong$141.7M13.3%2.04%vs
Hershey BankBank Hershey, NE67 out of 100, Moderate$141.1M13.2%1.22%vs
West Plains BankBank Ainsworth, NE91 out of 100, Very strong$139.3M14.8%0.00%vs

Deposit insurance

Is my money safe at Bank of Hartington?

Yes. Bank of Hartington is an FDIC-insured institution (FDIC certificate #13962). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 28.3% of deposits ($38.7M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.05%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 12.50% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

Bank of Hartington lists 2 offices in 1 city. Most locations:

  • Hartington, NE (2)

All branch addresses and map

Identity & history

Profile

Legal name
Bank of Hartington
Type
State-chartered bank (Fed member)
FDIC certificate #
13962
RSSD ID
7456
Primary regulator
FED
Holding company
Cedar Bcorp
Established
January 1, 1917
Headquarters
229 N Broadway Ave, Hartington, NE 68739
Employees
25

Quick answers

Bank of Hartington: common questions

Is Bank of Hartington FDIC insured?

Yes. Bank of Hartington is an FDIC-insured institution (FDIC certificate #13962). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Bank of Hartington's TellerScore?

72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Bank of Hartington ever failed?

There is no failure record for FDIC certificate #13962 in the FDIC failed bank list.

How many branches does Bank of Hartington have?

2 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Hartington

InstitutionScoreAssetsCapitalProblem loansCompare
Homestead BankBank Cozad, NE91 out of 100, Very strong$537.0M18.6%0.20%vs
First Northeast Bank of NebraskaBank Lyons, NE88 out of 100, Very strong$472.6M13.5%0.22%vs
Cedar Security BankBank Fordyce, NE87 out of 100, Very strong$62.1M18.0%0.96%vs
Security BankBank Laurel, NE78 out of 100, Strong$309.9M13.3%0.63%vs
Farmers and Merchants State Bank, Bloomfield, NebraskaBank Bloomfield, NE77 out of 100, Strong$232.9M9.5%0.07%vs
Commercial State BankBank Wausa, NE76 out of 100, Strong$264.4M9.6%0.12%vs