Side-by-side · Q2 2026 data
Farmers & Merchants Bank of Craig County vs Blue Eagle Credit Union
Bank
Farmers & Merchants Bank of Craig County
New Castle, Virginia · Under $100 million in assets
Metric by metric
| Measure | Farmers & Merchants Bank of Craig County | Blue Eagle Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 84 |
| Capital cushion | 100 (stronger) | 79 |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 73 | 79 (stronger) |
| Funding & liquidity | 81 (stronger) | 70 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 92nd | 86th |
| Total assets | $93.0M | $280.8M |
| Deposits / shares | $76.8M | $243.0M |
| Capital ratio | 16.87% (stronger) | 12.87% |
| Problem loans | 0.00% (stronger) | 0.11% |
| Net charge-offs | 0.00% (stronger) | 0.38% |
| Return on assets | 1.31% | 1.48% (stronger) |
| Loans ÷ deposits | 78.8% (stronger) | 90.7% |
| Uninsured deposits | 10.2% | 4.7% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.6% | 17.1% |
Farmers & Merchants Bank of Craig County has the higher TellerScore (92 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Farmers & Merchants Bank of Craig County leads on 5 and Blue Eagle Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.