Side-by-side · Q2 2026 data
Farmers & Merchants Bank of Hutsonville vs T H P Federal Credit Union
Bank
Farmers & Merchants Bank of Hutsonville
Hutsonville, Illinois · Under $100 million in assets
Metric by metric
| Measure | Farmers & Merchants Bank of Hutsonville | T H P Federal Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 74 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 97 (stronger) | 0 |
| Funding & liquidity | 71 (stronger) | 69 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 97th | 49th |
| Total assets | $52.0M | $4.0M |
| Deposits / shares | $42.1M | $3.1M |
| Capital ratio | 18.48% | 24.03% (stronger) |
| Problem loans | 0.00% (stronger) | 0.12% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.93% (stronger) | -0.63% |
| Loans ÷ deposits | 89.6% (stronger) | 90.9% |
| Uninsured deposits | 10.5% | 1.4% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers & Merchants Bank of Hutsonville has the higher TellerScore (95 vs 74). On the 6 directional measures above (where higher or lower is clearly better), Farmers & Merchants Bank of Hutsonville leads on 4 and T H P Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.