Farmers & Merchants Bank of Hutsonville (FDIC certificate #10469) is based in Hutsonville, Illinois. Its Q2 2026 call report shows $52.0M in total assets and $42.1M in deposits and 1 office.
Based on its Q2 2026 filing, Farmers & Merchants Bank of Hutsonville scores 95/100, which we describe as very strong. That is higher than 97% of 546 banks with under $100 million in assets. Among 326 banks headquartered in Illinois, it ranks 7th. Its strongest component is capital cushion (100/100; 18.48%), and its lowest is funding & liquidity (71/100; 90% loans-to-deposits, 11% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (94 → 95).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 92 |
| Q3 2024 | 93 |
| Q4 2024 | 88 |
| Q1 2025 | 93 |
| Q2 2025 | 94 |
| Q3 2025 | 89 |
| Q4 2025 | 89 |
| Q1 2026 | 88 |
| Q2 2026 | 95 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 17.61% |
| Q3 2024 | 18.17% |
| Q4 2024 | 17.47% |
| Q1 2025 | 18.23% |
| Q2 2025 | 18.59% |
| Q3 2025 | 18.98% |
| Q4 2025 | 17.56% |
| Q1 2026 | 17.99% |
| Q2 2026 | 18.48% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.05% |
| Q3 2025 | 0.75% |
| Q4 2025 | 0.26% |
| Q1 2026 | 0.87% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.49% |
| Q3 2024 | 1.50% |
| Q4 2024 | 0.91% |
| Q1 2025 | 1.66% |
| Q2 2025 | 1.80% |
| Q3 2025 | 1.92% |
| Q4 2025 | 1.29% |
| Q1 2026 | 1.96% |
| Q2 2026 | 1.93% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 95 | $52.0M | 18.48% | 0.00% | 1.93% | 89.6% |
| Q1 2026 | 88 | $53.1M | 17.99% | 0.87% | 1.96% | 82.8% |
| Q4 2025 | 89 | $52.4M | 17.56% | 0.26% | 1.29% | 82.9% |
| Q3 2025 | 89 | $52.0M | 18.98% | 0.75% | 1.92% | 87.1% |
| Q2 2025 | 94 | $50.3M | 18.59% | 0.05% | 1.80% | 89.0% |
| Q1 2025 | 93 | $50.1M | 18.23% | 0.00% | 1.66% | 88.4% |
| Q4 2024 | 88 | $50.8M | 17.47% | 0.00% | 0.91% | 84.7% |
| Q3 2024 | 93 | $51.2M | 18.17% | 0.00% | 1.50% | 83.4% |
| Q2 2024 | 92 | $50.9M | 17.61% | 0.00% | 1.49% | 85.6% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Camp Grove State BankBank Camp Grove, IL | 65 out of 100, Moderate | $53.1M | 10.5% | 0.00% | vs |
| Peoples State Bank of ColfaxBank Colfax, IL | 84 out of 100, Strong | $49.5M | 11.7% | 0.00% | vs |
| Buckley State BankBank Buckley, IL | 64 out of 100, Moderate | $49.0M | 12.9% | 1.79% | vs |
| Community National Bank in MonmouthBank Monmouth, IL | 77 out of 100, Strong | $55.1M | 13.1% | 0.90% | vs |
| First Community Bank, Xenia-FloraBank Xenia, IL | 86 out of 100, Very strong | $55.5M | 12.0% | 0.22% | vs |
| Citizens State Bank of MilfordBank Milford, IL | 62 out of 100, Moderate | $56.9M | 9.1% | 0.76% | vs |
Deposit insurance
Is my money safe at Farmers & Merchants Bank of Hutsonville?
Yes. Farmers & Merchants Bank of Hutsonville is an FDIC-insured institution (FDIC certificate #10469). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 10.5% of deposits ($4.4M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 18.48%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Farmers & Merchants Bank of Hutsonville lists 1 office in 1 city. Most locations:
- Hutsonville, IL (1)
Identity & history
Profile
- Legal name
- Farmers & Merchants Bank of Hutsonville
- Type
- State-chartered bank
- FDIC certificate #
- 10469
- RSSD ID
- 724940
- Primary regulator
- FDIC
- Holding company
- Hutsonville Banc Corp
- Established
- December 20, 1920
- Headquarters
- 108 S Main St, Hutsonville, IL 62433
- Employees
- 8
Quick answers
Farmers & Merchants Bank of Hutsonville: common questions
Is Farmers & Merchants Bank of Hutsonville FDIC insured?
Yes. Farmers & Merchants Bank of Hutsonville is an FDIC-insured institution (FDIC certificate #10469). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Farmers & Merchants Bank of Hutsonville's TellerScore?
95 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Farmers & Merchants Bank of Hutsonville ever failed?
There is no failure record for FDIC certificate #10469 in the FDIC failed bank list.
How many branches does Farmers & Merchants Bank of Hutsonville have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Hutsonville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Hershey Robinson Employees Credit UnionCredit union Robinson, IL | 86 out of 100, Very strong | $3.3M | 25.0% | 1.37% | vs |
| Western Indiana Credit UnionCredit union Sullivan, IN | 80 out of 100, Strong | $48.7M | 12.6% | 0.15% | vs |
| Sainte Marie State BankBank Sainte Marie, IL | 76 out of 100, Strong | $23.0M | 15.8% | 0.31% | vs |
| T H P Federal Credit UnionCredit union Terre Haute, IN | 74 out of 100, Strong | $4.0M | 24.0% | 0.12% | vs |
| Casey State BankBank Casey, IL | 70 out of 100, Strong | $496.7M | 11.0% | 1.02% | vs |
| First Mid Bank & Trust, National AssociationBank Mattoon, IL | 70 out of 100, Strong | $9.1B | 10.7% | 0.58% | vs |