Side-by-side · Q2 2026 data
Farmers and Merchants Bank of Mound City, Kansas vs Union State Bank
Bank
Farmers and Merchants Bank of Mound City, Kansas
Mound City, Kansas · Under $100 million in assets
Metric by metric
| Measure | Farmers and Merchants Bank of Mound City, Kansas | Union State Bank |
|---|---|---|
| TellerScore | 64 | 79 (stronger) |
| Capital cushion | 11 | 54 (stronger) |
| Loan quality | 96 (stronger) | 94 |
| Earnings | 70 | 100 (stronger) |
| Funding & liquidity | 85 (stronger) | 63 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 24th | 63rd |
| Total assets | $65.0M | $73.8M |
| Deposits / shares | $60.0M | $65.2M |
| Capital ratio | 6.06% | 10.36% (stronger) |
| Problem loans | 0.12% (stronger) | 0.18% |
| Net charge-offs | 0.00% (stronger) | 0.08% |
| Return on assets | 1.24% | 2.91% (stronger) |
| Loans ÷ deposits | 60.4% (stronger) | 86.6% |
| Uninsured deposits | 28.0% | 24.6% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Union State Bank has the higher TellerScore (79 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Farmers and Merchants Bank of Mound City, Kansas leads on 3 and Union State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.