Farmers and Merchants Bank of Mound City, Kansas (FDIC certificate #14024) is based in Mound City, Kansas. Its Q2 2026 call report shows $65.0M in total assets and $60.0M in deposits and 1 office.
Farmers and Merchants Bank of Mound City, Kansas has a TellerScore of 64 out of 100 (moderate) based on Q2 2026 data — higher than only 24% of its 546 banks with under $100 million in assets. Among 185 banks headquartered in Kansas, it ranks 158th. Problem-loan coverage contributes the most (98/100, 1.0%); capital cushion contributes the least (11/100, 6.06%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 9 points (55 → 64), mostly because the loan quality component improved by 23 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 62 |
| Q3 2024 | 63 |
| Q4 2024 | 62 |
| Q1 2025 | 57 |
| Q2 2025 | 55 |
| Q3 2025 | 57 |
| Q4 2025 | 63 |
| Q1 2026 | 59 |
| Q2 2026 | 64 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 6.22% |
| Q3 2024 | 6.47% |
| Q4 2024 | 6.43% |
| Q1 2025 | 6.25% |
| Q2 2025 | 6.20% |
| Q3 2025 | 6.33% |
| Q4 2025 | 6.41% |
| Q1 2026 | 6.26% |
| Q2 2026 | 6.06% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.09% |
| Q3 2024 | 0.06% |
| Q4 2024 | 0.05% |
| Q1 2025 | 0.75% |
| Q2 2025 | 0.82% |
| Q3 2025 | 0.60% |
| Q4 2025 | 0.05% |
| Q1 2026 | 0.70% |
| Q2 2026 | 0.12% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.99% |
| Q3 2024 | 0.99% |
| Q4 2024 | 0.97% |
| Q1 2025 | 1.10% |
| Q2 2025 | 1.09% |
| Q3 2025 | 1.11% |
| Q4 2025 | 1.04% |
| Q1 2026 | 1.14% |
| Q2 2026 | 1.24% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 64 | $65.0M | 6.06% | 0.12% | 1.24% | 60.4% |
| Q1 2026 | 59 | $62.4M | 6.26% | 0.70% | 1.14% | 63.0% |
| Q4 2025 | 63 | $57.6M | 6.41% | 0.05% | 1.04% | 70.7% |
| Q3 2025 | 57 | $60.2M | 6.33% | 0.60% | 1.11% | 68.4% |
| Q2 2025 | 55 | $61.4M | 6.20% | 0.82% | 1.09% | 67.3% |
| Q1 2025 | 57 | $57.3M | 6.25% | 0.75% | 1.10% | 71.0% |
| Q4 2024 | 62 | $57.0M | 6.43% | 0.05% | 0.97% | 72.2% |
| Q3 2024 | 63 | $55.1M | 6.47% | 0.06% | 0.99% | 73.5% |
| Q2 2024 | 62 | $55.9M | 6.22% | 0.09% | 0.99% | 71.4% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The First National Bank of SpearvilleBank Spearville, KS | 56 out of 100, Moderate | $62.1M | 11.8% | 4.06% | vs |
| First National Bank in FrankfortBank Frankfort, KS | 72 out of 100, Strong | $61.6M | 10.8% | 0.52% | vs |
| Elevate Bank, National AssociationBank Sedan, KS | 67 out of 100, Moderate | $61.0M | 11.2% | 0.69% | vs |
| The Farmers State Bank of Bucklin, KansasBank Bucklin, KS | 88 out of 100, Very strong | $60.8M | 12.9% | 0.00% | vs |
| Bank of HolyroodBank Holyrood, KS | 66 out of 100, Moderate | $69.8M | 16.7% | 2.92% | vs |
| Argentine Federal SavingsBank Kansas City, KS | 51 out of 100, Below average | $70.4M | 11.7% | 2.11% | vs |
Deposit insurance
Is my money safe at Farmers and Merchants Bank of Mound City, Kansas?
Yes. Farmers and Merchants Bank of Mound City, Kansas is an FDIC-insured institution (FDIC certificate #14024). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 28.0% of deposits ($16.8M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 6.06%, slightly above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.88% (benchmark: 10%).
1 location
Branches
Farmers and Merchants Bank of Mound City, Kansas lists 1 office in 1 city. Most locations:
- Mound City, KS (1)
Identity & history
Profile
- Legal name
- Farmers and Merchants Bank of Mound City, Kansas
- Type
- State-chartered bank
- FDIC certificate #
- 14024
- RSSD ID
- 274052
- Primary regulator
- FDIC
- Holding company
- Cunningham Agency Inc
- Established
- November 14, 1893
- Headquarters
- 103 S 5th St, Mound City, KS 66056
- Website
- www.fmbankmc.com
- Employees
- 7
Quick answers
Farmers and Merchants Bank of Mound City, Kansas: common questions
Is Farmers and Merchants Bank of Mound City, Kansas FDIC insured?
Yes. Farmers and Merchants Bank of Mound City, Kansas is an FDIC-insured institution (FDIC certificate #14024). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Farmers and Merchants Bank of Mound City, Kansas's TellerScore?
64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Farmers and Merchants Bank of Mound City, Kansas ever failed?
There is no failure record for FDIC certificate #14024 in the FDIC failed bank list.
How many branches does Farmers and Merchants Bank of Mound City, Kansas have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Mound City
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of GreeleyBank Greeley, KS | 86 out of 100, Very strong | $54.4M | 12.3% | 0.31% | vs |
| Exchange State BankBank Saint Paul, KS | 84 out of 100, Strong | $105.0M | 11.6% | 0.00% | vs |
| Union State BankBank Uniontown, KS | 79 out of 100, Strong | $73.8M | 10.4% | 0.18% | vs |
| The Farmers State Bank of Blue MoundBank Blue Mound, KS | 76 out of 100, Strong | $57.6M | 11.6% | 0.20% | vs |
| Citizens BankBank Butler, MO | 70 out of 100, Strong | $188.1M | 7.7% | 0.20% | vs |
| Labette BankBank Altamont, KS | 68 out of 100, Moderate | $544.4M | 13.1% | 1.73% | vs |