Side-by-side · Q2 2026 data
Farmers and Merchants Savings Bank vs Metco Credit Union
Metric by metric
| Measure | Farmers and Merchants Savings Bank | Metco Credit Union |
|---|---|---|
| TellerScore | 83 | 92 (stronger) |
| Capital cushion | 86 | 100 (stronger) |
| Loan quality | 100 (stronger) | 77 |
| Earnings | 60 | 100 (stronger) |
| Funding & liquidity | 69 | 89 (stronger) |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 84th | 92nd |
| Total assets | $122.5M | $58.7M |
| Deposits / shares | $102.7M | $47.3M |
| Capital ratio | 13.62% | 18.81% (stronger) |
| Problem loans | 0.00% (stronger) | 0.70% |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 1.00% | 2.65% (stronger) |
| Loans ÷ deposits | 76.4% | 70.9% (stronger) |
| Uninsured deposits | 28.1% | 0.8% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Metco Credit Union has the higher TellerScore (92 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Farmers and Merchants Savings Bank leads on 2 and Metco Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.