Side-by-side · Q2 2026 data
Farmers and Merchants State Bank, Bloomfield, Nebraska vs First State Bank
Bank
Farmers and Merchants State Bank, Bloomfield, Nebraska
Bloomfield, Nebraska · $100 million – $1 billion
Metric by metric
| Measure | Farmers and Merchants State Bank, Bloomfield, Nebraska | First State Bank |
|---|---|---|
| TellerScore | 77 | 84 (stronger) |
| Capital cushion | 45 | 68 (stronger) |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 85 | 100 (stronger) |
| Funding & liquidity | 80 (stronger) | 60 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 68th | 86th |
| Total assets | $232.9M | $232.5M |
| Deposits / shares | $209.7M | $195.7M |
| Capital ratio | 9.45% | 11.76% (stronger) |
| Problem loans | 0.07% | 0.01% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.62% | 2.57% (stronger) |
| Loans ÷ deposits | 62.1% (stronger) | 89.2% |
| Uninsured deposits | 31.6% | 25.0% (stronger) |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank has the higher TellerScore (84 vs 77). On the 6 directional measures above (where higher or lower is clearly better), Farmers and Merchants State Bank, Bloomfield, Nebraska leads on 1 and First State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.