Side-by-side · Q2 2026 data
Farmers and Merchants State Bank, Bloomfield, Nebraska vs Madison County Bank
Bank
Farmers and Merchants State Bank, Bloomfield, Nebraska
Bloomfield, Nebraska · $100 million – $1 billion
Metric by metric
| Measure | Farmers and Merchants State Bank, Bloomfield, Nebraska | Madison County Bank |
|---|---|---|
| TellerScore | 77 | 85 (stronger) |
| Capital cushion | 45 | 100 (stronger) |
| Loan quality | 98 (stronger) | 88 |
| Earnings | 85 (stronger) | 73 |
| Funding & liquidity | 80 (stronger) | 56 |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 68th | 88th |
| Total assets | $232.9M | $613.2M |
| Deposits / shares | $209.7M | $479.2M |
| Capital ratio | 9.45% | 15.11% (stronger) |
| Problem loans | 0.07% (stronger) | 0.37% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.62% (stronger) | 1.33% |
| Loans ÷ deposits | 62.1% (stronger) | 94.9% |
| Uninsured deposits | 31.6% | 23.4% (stronger) |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Madison County Bank has the higher TellerScore (85 vs 77). On the 6 directional measures above (where higher or lower is clearly better), Farmers and Merchants State Bank, Bloomfield, Nebraska leads on 3 and Madison County Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.