Side-by-side · Q2 2026 data
Farmers and Merchants State Bank, Bloomfield, Nebraska vs Nebraska Bank of Commerce
Bank
Farmers and Merchants State Bank, Bloomfield, Nebraska
Bloomfield, Nebraska · $100 million – $1 billion
Metric by metric
| Measure | Farmers and Merchants State Bank, Bloomfield, Nebraska | Nebraska Bank of Commerce |
|---|---|---|
| TellerScore | 77 (stronger) | 66 |
| Capital cushion | 45 | 46 (stronger) |
| Loan quality | 98 (stronger) | 89 |
| Earnings | 85 (stronger) | 63 |
| Funding & liquidity | 80 (stronger) | 55 |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 68th | 31st |
| Total assets | $232.9M | $241.2M |
| Deposits / shares | $209.7M | $204.9M |
| Capital ratio | 9.45% | 9.56% (stronger) |
| Problem loans | 0.07% (stronger) | 0.33% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.62% (stronger) | 1.08% |
| Loans ÷ deposits | 62.1% (stronger) | 103.8% |
| Uninsured deposits | 31.6% | 16.0% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.6% |
Farmers and Merchants State Bank, Bloomfield, Nebraska has the higher TellerScore (77 vs 66). On the 6 directional measures above (where higher or lower is clearly better), Farmers and Merchants State Bank, Bloomfield, Nebraska leads on 4 and Nebraska Bank of Commerce on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.