Side-by-side · Q2 2026 data
Farmers and Merchants State Bank, Bloomfield, Nebraska vs Nebraska State Bank
Bank
Farmers and Merchants State Bank, Bloomfield, Nebraska
Bloomfield, Nebraska · $100 million – $1 billion
Metric by metric
| Measure | Farmers and Merchants State Bank, Bloomfield, Nebraska | Nebraska State Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 50 |
| Capital cushion | 45 | 63 (stronger) |
| Loan quality | 98 (stronger) | 0 |
| Earnings | 85 (stronger) | 44 |
| Funding & liquidity | 80 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 74 |
| Peer percentile | 68th | 9th |
| Total assets | $232.9M | $25.4M |
| Deposits / shares | $209.7M | $22.3M |
| Capital ratio | 9.45% | 11.32% (stronger) |
| Problem loans | 0.07% (stronger) | 3.18% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.62% (stronger) | 0.60% |
| Loans ÷ deposits | 62.1% | 56.0% (stronger) |
| Uninsured deposits | 31.6% | 14.7% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers and Merchants State Bank, Bloomfield, Nebraska has the higher TellerScore (77 vs 50). On the 6 directional measures above (where higher or lower is clearly better), Farmers and Merchants State Bank, Bloomfield, Nebraska leads on 3 and Nebraska State Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.