Side-by-side · Q2 2026 data
Farmers and Merchants State Bank of Appleton vs Minnwest Bank
Bank
Farmers and Merchants State Bank of Appleton
Appleton, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Farmers and Merchants State Bank of Appleton | Minnwest Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 68 |
| Capital cushion | 80 (stronger) | 58 |
| Loan quality | 37 | 81 (stronger) |
| Earnings | 100 (stronger) | 66 |
| Funding & liquidity | 60 (stronger) | 57 |
| Problem-loan coverage | 79 | 89 (stronger) |
| Peer percentile | 40th | 49th |
| Total assets | $62.0M | $2.9B |
| Deposits / shares | $53.8M | $2.6B |
| Capital ratio | 12.99% (stronger) | 10.80% |
| Problem loans | 1.89% | 0.56% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.20% |
| Return on assets | 3.27% (stronger) | 1.14% |
| Loans ÷ deposits | 92.9% | 90.3% (stronger) |
| Uninsured deposits | 21.2% (stronger) | 26.4% |
| Offices | 1 | 33 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.9% |
Farmers and Merchants State Bank of Appleton has the higher TellerScore (70 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Farmers and Merchants State Bank of Appleton leads on 5 and Minnwest Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.