Side-by-side · Q2 2026 data
Farmers and Merchants Union Bank vs Mayville Savings Bank
Metric by metric
| Measure | Farmers and Merchants Union Bank | Mayville Savings Bank |
|---|---|---|
| TellerScore | 78 | 86 (stronger) |
| Capital cushion | 50 | 84 (stronger) |
| Loan quality | 95 (stronger) | 89 |
| Earnings | 91 (stronger) | 75 |
| Funding & liquidity | 76 | 89 (stronger) |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 72nd | 81st |
| Total assets | $872.1M | $84.2M |
| Deposits / shares | $751.9M | $72.9M |
| Capital ratio | 9.97% | 13.44% (stronger) |
| Problem loans | 0.15% (stronger) | 0.32% |
| Net charge-offs | -0.05% (stronger) | 0.00% |
| Return on assets | 1.76% (stronger) | 1.38% |
| Loans ÷ deposits | 84.5% | 63.6% (stronger) |
| Uninsured deposits | 14.6% (stronger) | 22.3% |
| Offices | 13 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.1% | — |
Mayville Savings Bank has the higher TellerScore (86 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Farmers and Merchants Union Bank leads on 4 and Mayville Savings Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.