Side-by-side · Q2 2026 data
Farmers and Miners Bank vs Miners Exchange Bank
Metric by metric
| Measure | Farmers and Miners Bank | Miners Exchange Bank |
|---|---|---|
| TellerScore | 89 (stronger) | 42 |
| Capital cushion | 83 (stronger) | 74 |
| Loan quality | 89 (stronger) | 0 |
| Earnings | 85 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 91 |
| Problem-loan coverage | 98 (stronger) | 64 |
| Peer percentile | 94th | 5th |
| Total assets | $193.2M | $93.5M |
| Deposits / shares | $166.3M | $81.0M |
| Capital ratio | 13.28% (stronger) | 12.40% |
| Problem loans | 0.32% (stronger) | 3.16% |
| Net charge-offs | 0.10% (stronger) | 0.25% |
| Return on assets | 1.63% (stronger) | -0.51% |
| Loans ÷ deposits | 59.5% (stronger) | 69.3% |
| Uninsured deposits | 9.2% | 9.0% (stronger) |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers and Miners Bank has the higher TellerScore (89 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Farmers and Miners Bank leads on 6 and Miners Exchange Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Wise, VA