Side-by-side · Q2 2026 data
Farmers & Traders Bank of Campton vs Citizens Bank of Cumberland County, Inc.
Bank
Citizens Bank of Cumberland County, Inc.
Burkesville, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Farmers & Traders Bank of Campton | Citizens Bank of Cumberland County, Inc. |
|---|---|---|
| TellerScore | 74 | 84 (stronger) |
| Capital cushion | 42 | 73 (stronger) |
| Loan quality | 98 (stronger) | 83 |
| Earnings | 72 | 100 (stronger) |
| Funding & liquidity | 86 (stronger) | 77 |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 51st | 76th |
| Total assets | $67.2M | $94.9M |
| Deposits / shares | $58.4M | $80.5M |
| Capital ratio | 9.24% | 12.25% (stronger) |
| Problem loans | 0.05% (stronger) | 0.51% |
| Net charge-offs | 0.04% (stronger) | 0.25% |
| Return on assets | 1.29% | 2.06% (stronger) |
| Loans ÷ deposits | 71.4% (stronger) | 83.6% |
| Uninsured deposits | 17.2% | 12.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens Bank of Cumberland County, Inc. has the higher TellerScore (84 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Farmers & Traders Bank of Campton leads on 3 and Citizens Bank of Cumberland County, Inc. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.