Farmers & Traders Bank of Campton (FDIC certificate #288) is based in Campton, Kentucky. Its Q2 2026 call report shows $67.2M in total assets and $58.4M in deposits and 1 office.
Based on its Q2 2026 filing, Farmers & Traders Bank of Campton scores 74/100, which we describe as strong. That is higher than 51% of 546 banks with under $100 million in assets. Among 120 banks headquartered in Kentucky, it ranks 56th. Its strongest component is problem-loan coverage (99/100; 0.4%), and its lowest is capital cushion (42/100; 9.24%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (71 → 74), mostly because the earnings component improved by 9 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 68 |
| Q3 2024 | 70 |
| Q4 2024 | 70 |
| Q1 2025 | 70 |
| Q2 2025 | 71 |
| Q3 2025 | 71 |
| Q4 2025 | 73 |
| Q1 2026 | 73 |
| Q2 2026 | 74 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.41% |
| Q3 2024 | 8.92% |
| Q4 2024 | 9.10% |
| Q1 2025 | 9.13% |
| Q2 2025 | 9.14% |
| Q3 2025 | 9.14% |
| Q4 2025 | 9.28% |
| Q1 2026 | 9.16% |
| Q2 2026 | 9.24% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.33% |
| Q3 2024 | 0.32% |
| Q4 2024 | 0.31% |
| Q1 2025 | 0.24% |
| Q2 2025 | 0.28% |
| Q3 2025 | 0.30% |
| Q4 2025 | 0.05% |
| Q1 2026 | 0.05% |
| Q2 2026 | 0.05% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.95% |
| Q3 2024 | 0.91% |
| Q4 2024 | 1.00% |
| Q1 2025 | 0.93% |
| Q2 2025 | 1.07% |
| Q3 2025 | 1.14% |
| Q4 2025 | 1.23% |
| Q1 2026 | 1.31% |
| Q2 2026 | 1.29% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 74 | $67.2M | 9.24% | 0.05% | 1.29% | 71.4% |
| Q1 2026 | 73 | $68.7M | 9.16% | 0.05% | 1.31% | 77.6% |
| Q4 2025 | 73 | $67.7M | 9.28% | 0.05% | 1.23% | 73.2% |
| Q3 2025 | 71 | $67.1M | 9.14% | 0.30% | 1.14% | 65.0% |
| Q2 2025 | 71 | $65.4M | 9.14% | 0.28% | 1.07% | 65.0% |
| Q1 2025 | 70 | $66.5M | 9.13% | 0.24% | 0.93% | 65.1% |
| Q4 2024 | 70 | $66.1M | 9.10% | 0.31% | 1.00% | 64.3% |
| Q3 2024 | 70 | $66.4M | 8.92% | 0.32% | 0.91% | 59.9% |
| Q2 2024 | 68 | $65.9M | 8.41% | 0.33% | 0.95% | 57.4% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Kentucky
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Farmers State BankBank Booneville, KY | 69 out of 100, Moderate | $69.3M | 10.7% | 1.07% | vs |
| Clinton BankBank Clinton, KY | 69 out of 100, Moderate | $70.4M | 16.8% | 1.77% | vs |
| Security Bank and Trust Co.Bank Maysville, KY | 83 out of 100, Strong | $71.8M | 15.7% | 1.86% | vs |
| The First National Bank of BrooksvilleBank Brooksville, KY | 68 out of 100, Moderate | $73.7M | 11.5% | 1.15% | vs |
| Blue Grass Federal Savings and Loan AssociationBank Paris, KY | 79 out of 100, Strong | $58.5M | 15.9% | 0.00% | vs |
| Pinnacle Bank, Inc.Bank Pikeville, KY | 67 out of 100, Moderate | $57.9M | 15.7% | 1.74% | vs |
Deposit insurance
Is my money safe at Farmers & Traders Bank of Campton?
Yes. Farmers & Traders Bank of Campton is an FDIC-insured institution (FDIC certificate #288). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 17.2% of deposits ($10.1M) are above the $250,000 FDIC insurance limit, close to the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.24%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.65% (benchmark: 10%).
1 location
Branches
Farmers & Traders Bank of Campton lists 1 office in 1 city. Most locations:
- Campton, KY (1)
Identity & history
Profile
- Legal name
- Farmers & Traders Bank of Campton
- Type
- State-chartered bank
- FDIC certificate #
- 288
- RSSD ID
- 839817
- Primary regulator
- FDIC
- Holding company
- Middlefork Financial Group Inc
- Established
- January 1, 1902
- Headquarters
- 215 Mountain Parkway Spur Rd, Campton, KY 41301
- Employees
- 15
Quick answers
Farmers & Traders Bank of Campton: common questions
Is Farmers & Traders Bank of Campton FDIC insured?
Yes. Farmers & Traders Bank of Campton is an FDIC-insured institution (FDIC certificate #288). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Farmers & Traders Bank of Campton's TellerScore?
74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Farmers & Traders Bank of Campton ever failed?
There is no failure record for FDIC certificate #288 in the FDIC failed bank list.
How many branches does Farmers & Traders Bank of Campton have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Campton
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Whitaker BankBank Lexington, KY | 84 out of 100, Strong | $1.9B | 12.9% | 0.21% | vs |
| The First National Bank of GraysonBank Grayson, KY | 79 out of 100, Strong | $371.9M | 13.0% | 0.96% | vs |
| The Citizens BankBank Morehead, KY | 76 out of 100, Strong | $228.6M | 8.7% | 0.06% | vs |
| Traditional Bank, Inc.Bank Mount Sterling, KY | 73 out of 100, Strong | $2.4B | 10.6% | 0.25% | vs |
| Peoples Exchange BankBank Winchester, KY | 71 out of 100, Strong | $609.8M | 10.0% | 0.06% | vs |
| Farmers State BankBank Booneville, KY | 69 out of 100, Moderate | $69.3M | 10.7% | 1.07% | vs |